Insurance & Payment Options

Healthcare costs can be significant for many families, and we are happy to work with you to ensure you can receive the care you need. We encourage you to speak with our team to discuss affordable payment options for your dental care. Allen Dental Associates offers flexible payment options to fit within most budgets.

Paying for Your Care

Allen Dental Associates accepts Visa, MasterCard, Discover, American Express, Personal Checks, and Money Orders.

Accepted Dental Insurance

Allen Dental Associates accepts over 200 dental insurance plans including, Delta Dental, MetLife, BlueCross BlueShield, Guardian, Cigna, Aetna, Altus, Assurant,  United Concordia, and more.

Is your insurance not listed? Give us a call to confirm acceptance. While we may be out of network with a limited number of insurance plans, fees may be similar, or even less. We’re happy to verify insurance coverage prior to your first visit to make your experience quick and seamless.

Essential Dental Plan

Allen Dental Associates accepts Essential Dental Plan which allows members to receive the dental care they need at the savings they can afford. Get instant access to significant savings on all dental services plus free exams and x-rays. Choose individual, two-individual, or family coverage and enjoy peace of mind knowing you can maintain your oral health. The Essential Dental Plan is not insurance.

Care Credit

Care Credit is a third-party healthcare credit card that helps finance healthcare related costs. Care Credit extends special financing options that you can’t get when using your Visa or MasterCard. Whether you use your healthcare credit card to cover your deductible, or to pay for treatments and procedures not covered by insurance, CareCredit helps make them possible today.

Frequently Asked Questions

Do you accept any discount dental plans?

Allen Dental Associates accepts Essential Dental, a dental savings plan that provides immediate savings on dental care for you and your family. The plan has no waiting period and no annual maximums. Exams and x-rays are free. Individual, 2 individuals and family memberships are available starting at $99. For more information and to enroll, visit Essential Dental is not insurance.

Will my insurance cover cosmetic dental care?

Insurance coverage and out-of-pocket expenses for cosmetic treatment vary. Our practice will work with your insurance provider to verify coverage and will provide you with different treatment options to achieve your cosmetic goals. We will review treatment options with you and help you find a payment option for your needs and your budget.

Does health insurance cover dental work?

Health insurance and dental insurance are two different types of coverage. Some procedures such as oral surgery may be covered under your health insurance. Call your office and speak with a Patient Care Representative to learn more.

Do I need dental insurance to get braces?

No. Braces are available to all patients regardless of dental insurance! We offer several payment options including No Money Down and monthly payment plans with autopay.

Does dental insurance cover implants?

Most dental insurance plans cover dental implants. Each plan is different so contact your dental insurance company for full details.

Does Allen Dental Associates accept Medicare?

Allen Dental Associates accepts most dental insurance plans but does not currently accept Medicare.

Does Allen Dental Associates accept Medicaid?

Allen Dental Associates accepts most dental insurance plans but does not currently accept Medicaid.

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